About the Premier Investment Program

The Premier Investment Program is one of Manulife Securities fee based accounts. When you decide to go with this program your investments will be stored in various accounts such as RRSP, TFSA, RRIF, LIRA, LIF, or Non-Registered. This program eliminates the compensation arrangement among your mutual funds and Manulife Securities by utilizing fee based units such as F-series funds. Furthermore, thanks to lower management expense ratios (MERs) you will have your costs reduced. When enrolling into the program your Premier Investment fee and compensation structure is customized to meet your needs.

Advantages of the Program

  • You eliminate some fees (Annually you can save about $125+HST per person)
  • Reduced MERs on F-series funds
  • Tax write offs on any fees paid on your Non-Registered investments

The Premier Investment Program fee structure is based off of the Manulife Securities minimum requirement. Our goal is to make sure that you receive the lowest fees possible while being able to enjoy all of the benefits of professional investment management.

How and Why This Program Is the Best Option

When investing money in F-Series funds, the fund company Management Expenses is reduced by the trailing fee that they collect. Majority of the time the expense rates are lowered more than the fees. When you pay the fee as the Premier Investment Fee, you are lowering your fund management costs and the compensation that you pay your financial advisor. This is something that you have always been paying yet you probably were unaware of it. The Premier Investment Program also provides you the added benefit of reducing conflicts that may arise because the embedded compensation structure is eliminated.

When your account size grows the Premier Investment Program will automatically lower your Premier Investment fee. When you meet with your financial advisor they will cover all of this information with you and you can find it on the Premier Investment Application also.

The concept is rather simple. Lower costs = more money in your accounts.

In order to be eligible to receive the benefits of the Premier Investment Program you will just be required to have a portfolio that has a current market value of $150,000 or more. The portfolio can include your spouse’s investment and any adult children who reside with you.
If you meet all of the requirements that have been discussed and want to earn more money on your investments give us a call at (519)646-1030.